State Reports and Briefs Archive
Policy Brief 18-01 | August 2018
This policy brief updates an earlier 2016 Policy Brief and compares the legal and design characteristics of different state-sponsored retirement saving programs, including the Payroll Deduction IRA, Multiple Employer Plan (MEPs), Master and Prototype (Prototype), and Marketplace.
Policy Report 17-02 | August 2017
Multiple Employer Plans (MEPs): An Overview of Legal, Regulatory and Plan Design Considerations for States
This report provides an overview of how ERISA and the Tax Code, as well as securities and other laws, would apply to a state-facilitated MEP and includes sample model legislation.
Policy Brief 17-01 | February 2017
More states are considering the creation of state-facilitated retirement savings plans, but there is considerable misinformation about the different issues and programs. This brief reviews some of the fallacies and some of the facts behind state-facilitated retirement savings plans.
Policy Report 17-01 | January 2017
Public Retirement Plan Options for Private Sector Employees/ Employers: A CRI Report to the VT Public Retirement Study Committee
This report provides an overview of the retirement security challenges facing the nation and Vermont; outlines the range of plan design options for state-sponsored retirement programs for private sector employers and employees, including legal, regulatory, and plan design considerations; and reviews some early lessons learned from other states that are in various stages of implementing new programs.
Policy Brief 16-03 | November 2016
Lessons from California, Connecticut, and Oregon: How Plan Design Considerations Shape the Financial Feasibility of State Auto-IRAs
As a growing number of states move toward establishing retirement savings plans for private sector workers who lack access to an employer sponsored plan, policymakers and stakeholders are very interested in plan cost. States should be encouraged by findings from the financial feasibility studies conducted on state sponsored retirement plans in California, Connecticut, and Oregon. This policy brief describes the lessons that were learned from California, Connecticut and Oregon, and sheds insight into retirement saving program design construction and program structure.
Policy Brief 16-02 | November 2016
529 college savings plans have accumulated $266.2 billion across more than 12.7 million accounts. This policy brief looks at the lessons learned from the implementation of state-sponsored college savings plans and discusses some parallels for state-sponsored retirement saving plans.