Trends in the Design and Use of Target Date Funds (TDFs):  What Could Improve Retirement Income Outcomes?

November 7, 2018

In the United States, workers are being asked to take responsibility for their financial well-being in retirement now more than ever. More employers today offer defined contribution (DC) plans to their workers as their primary, and often sole, retirement program. Unfortunately, many workers no longer have the secure retiree income provided by a defined benefit (DB) plan. Participants with DC plans now must make complex savings and investment decisions that will significantly affect the amount of money they will have in retirement.

During this one-hour webinar, our panel of experts discuss the design and use of target date funds – a common default investment option – in today’s DC plans. Is it possible to improve the performance and income outcomes of today’s TDFs? With today’s DC investment options, what more can be done to help workers manage their savings to last a lifetime? Our experts will highlight ways that DC industry leaders and policymakers can help such plan structures evolve to increase and strengthen workers’ retirement income security.

Our Panel of Experts: 

  • David Blanchett, Head of Retirement Research, Morningstar
  • David O’Meara, Head of DC Strategy, Willis Towers Watson
  • Theresa Whitmarsh, Executive Director, Washington State Investment Board
  • Kevin Hanney, Senior Director, Pension Investments, United Technologies Corporation
  • Michael Kreps, Principal, Groom Law Group

Moderator: Angela M. Antonelli, Research Professor and Executive Director, Center for Retirement Initiatives, Georgetown University’s McCourt School of Public Policy