Georgetown Center for Retirement Initiatives

As of April 30, 2026, state-facilitated retirement savings programs have reached another milestone — more than $3 billion in total assets and more than 1.2 million funded saver accounts. It took nearly five years to reach the first $500 million but less than two and a half years to grow from $1 billion to $3 billion. Program growth is accelerating, saver participation is surging, and the pipeline of programs continues to expand.

View Previous CRI Forums

Download National and State-Level Estimates

Highlights

View the President’s April 30, 2026 EO: Promoting Retirement-Savings Access

View 2026 State Program & Legislative Activity Map

View State Program Performance Data – $3.09 Billion in Total Assets (with $3.03 Billion in the Auto-IRA Programs) as of April 30, 2026

59+ Million Full and Part-Time Workers Lack Access to Retirement Savings. Who Lacks Access in Your State?

Blog Post: Retirement Savers and AI Advice

Podcast –What Are Some Key Trends Shaping the Future of Retirement?

Latest from the CRI

Report: Financial Vulnerabilities Among Retirement Savers: Trends and Outcomes

Report: The Effect of Private Market Assets on Retirement Income in Cases of Disrupted Savings

Working Paper: How Do Tax Incentives Influence Employer Decisions to Offer Retirement Benefits?

Working Paper: State Auto-IRA Policies and Firm Behavior: Lessons from Administrative Tax Data

2026 State Program & Legislative Activity Map

Click on the map to view program information quick links (red shaded states)
Login to view detailed 2026 state legislative activity updates (green states)

Auto-IRA Active

Auto-IRA Adopted

Voluntary MEP, IRA or Marketplace Active

Voluntary MEP, IRA or Marketplace Adopted

Legislation Introduced

Past Legislative Efforts

No Past Legislative Efforts

State Program Action Updates

Upcoming board meetings:

CO: 5/19; WA: 5/19; CA: 5/21; VA: 5/21;
OR: 5/28; NJ: 5/29; DE: 6/2; MA: 6/2; CT: 6/12;
HI: 6/16; ME: 6/17; MD: 6/22; MN: 7/14; NV: 7/15

Recent program action:

On April 8, 2026, Mississippi Governor Reeves signed into law a new voluntary Work and Save Program, a payroll deduction IRA, making Mississippi the 22^ndenacted state-facilitated retirement savings program.
On April 6, 2026, Virginia Governor Spanberger signed into law program amendments for RetirePathVA, expanding the employers and workers eligible for the program.
On March 24, 2026, Governor Cox signed into the law its new voluntary Utah Retirement Plan Exchange, making Utah the 21^stenacted state-facilitated program.
As of May 13, 2026, 17 of the 22 state programs (15 auto-IRA – CA, CO, CT, DE, IL, MD, ME, MN, NJ, NV, NY, OR, RI, VA, VT) and 2 others – MA (MEP) and WA (Marketplace) are open to all eligible employers and workers.
As of April 30, 2026, state auto-IRA programs report $3.03 of the $3.09+ billion in assets administered across all state programs and more than 1.2+ million funded accounts.

View All State Updates →

Federal Proposals

119th Congress, 2nd session

119th Congress, 1st session

→ See more from the 119th Congress, 2nd Session and previous sessions

International Programs

Social Security Administration’s International Updates

OECD Pensions Outlook 2024

Mercer CFA Institute Global Pension Index 2025

OECD Pensions at a Glance 2025

→ View international reports and country updates (login may be required)

CRI in the News

Trump’s federal IRA marketplace a positive step, but Congress must act to close coverage gap, sources say (Pensions & Investments, May 13, 2026)

QuickBooks, Vestwell Launch Integrated 401(k) for SMBs (401k Specialist, May 6, 2026)

Retirement community bullish on federal IRA marketplace — if providers can make fees work (Pensions & Investments, May 4, 2026)

Trump Signs Order to Create Federal IRA Marketplace for Workers Without Retirement Plans (Pensions & Investments, April 30, 2026)

State-Facilitated Retirement Program Growth Continues (Plansponsor, April 10, 2026)

Julie Jason: Options for Combating Retirement Insecurity (CT Insider, April 10, 2026)

Countless Americans face a scary retirement. This rule could change that. (Washington Post, April 9, 2026)

→ See more coverage of CRI or submit a media inquiry.

How to Support CRI

Make a Gift

The Center for Retirement Initiatives is a 100% self-funded, independent think tank. Your generous donation will help us to ensure that we have the resources to continue and achieve our important mission goals. Learn more.

Become a Supporter

Access exclusive CRI research, data and information available to CRI Superstars, including our State Resource Center and the latest updates on state, federal and international legislative and policy reforms. Learn more.

Spread the Word

Help the Center for Retirement Initiatives promote our objectives by following us on social media, sharing our website and research with others, and joining our email list to stay up-to-date on the latest happenings. Learn more.