Sources of Data: CalSavers, Colorado SecureSavings Program, MyCTSavings, DE EARNS, Illinois Secure Choice Retirement Savings Program, MERIT, Maryland$aves, OregonSaves, RetireReadyNJ, RetirePathVA, and Vermont Saves. Some state program data are not publicly available but provided by states to the CRI. Proper attribution to the Georgetown University Center for Retirement Initiatives should be made when using the information and data collected, aggregated, and analyzed by Georgetown.

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Data Notes: 

When attempting to make comparisons across programs, it is important to take into consideration variations in program design. Programs are not identical, and these variations will contribute to differences in performance. The employers covered and default contribution rates are examples of program design differences (see the design features infographic posted below).

Select metrics also may not be available for all state programs. Select M/M, Q/Q and Y/Y Growth Metrics may not yet be available for DE EARNS and MERIT, RetireReadyNJ, RetirePathVA, and Vermont Saves. MyCTSavings opened to all eligible employers in April 2022, Maryland$aves opened in September 2022, the Colorado SecureSavings Program opened in January 2023, RetirePathVA opened in June 2023, MERIT opened in January 2024, and RetireReadyNJ and DE EARNS opened in July 2024, and Vermont Saves opened in December 2024. By comparison, CalSavers, Illinois Secure Choice, and OregonSaves have been open for several years.