By the end of 2024, Pooled Employer Plans (PEPs) had accumulated more than $20 billion in assets, served roughly 1.6 million participants, and covered more than 51,000 adopting employers. Five years in, PEPs have demonstrated real promise, but the market is still maturing. This report provides a comprehensive assessment of how PEPs have grown and evolved in their first five years; what is working; what still needs attention; and the road ahead for policymakers, providers, and employers.
View the President’s April 30, 2026 EO: Promoting Retirement-Savings Access
View State Program Performance Data – $3.26 Billion in Total Assets (with $3.19 Billion in the Auto-IRA Programs) as of May 31, 2026
59+ Million Full and Part-Time Workers Lack Access to Retirement Savings. Who Lacks Access in Your State?
Blog Post: The Role of Health in Retirement Security
Podcast – SURCH and Recover: Reuniting Workers With Their Lost Retirement Savings
CRI State Resources
Program Data | SBA Profiles | Access Fact Sheets | Employer Timelines | FAQs | Program Snapshots | Resource Center
Click on the map to view program information quick links (red shaded states)
Login to view detailed 2026 state legislative activity updates (green states)
Upcoming board meetings:
Recent program action:
As of May 31, 2026, 17 of the 22 state programs (15 auto-IRA – CA, CO, CT, DE, IL, MD, ME, MN, NJ, NV, NY, OR, RI, VA, VT) and 2 others – MA (MEP) and WA (Marketplace) are open to all eligible employers and workers.
As of May 31, 2026, state auto-IRA programs report $3.19 of the $3.26+ billion in assets administered across all state programs and more than 1.29+ million funded accounts.
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→ See more from the 119th Congress, 2nd Session and previous sessions
The High-Stakes Effort to Repair the American Retirement System (Wall Street Journal, June 27, 2026)
Rollovers Drive IRA Growth to $19.2 Trillion, ICI Finds (401(k) Specialist, June 3, 2026)
Attacking the Startup Plan Tax Credit Claiming Problem with Will Hackler (401(k) Specialist, June 3, 2026)
Trump’s Retirement Account Push Builds on Growing State Plans (Bloomberg Law, June 2, 2026)
Racial wealth gap widens as many workers of color lack retirement savings (Stateline, June 1, 2026)
Roth IRA owners may need a second retirement account to claim the new Saver’s Match (CNBC, May 29, 2026)
Philly could automatically enroll 200,000 workers in retirement plans (Billy Penn at WHYY, May 28, 2026)
Automatic retirement plans spread as states, cities push workers to build nest eggs (Stateline, May 21, 2026)
→ See more coverage of CRI or submit a media inquiry.
