Can Asset Diversification & Access to Private Markets Improve Retirement Income Outcomes?

Expanding the TDF investment opportunity set to include a wider and more diverse selection of asset classes can help drive greater returns and improved income outcomes for millions of U.S. workers.

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This year’s invitation-only Forum will look ahead to 2024 and the 50th anniversary of the Employee Retirement Income Security Act (ERISA). What have been some of ERISA’ s most significant accomplishments and what have been some unintended consequences? How well has our nation’s retirement policy kept pace with innovation? As we look to the future, is there a need to reexamine the legal and regulatory framework of our nation’s retirement system — and should we start with an ERISA 2.0?

  • The Honorable David M. Walker, Former Comptroller General of the United States, will deliver a keynote address.
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Has the Lack of Asset Diversification in DC Retirement Plans Been a Costly Missed Opportunity?

This study asks the question, “Should DC plan sponsors emulate DB plans by increasing or introducing allocations to illiquid assets within target date fund options?” This analysis, conducted by CEM Benchmarking, focuses on the period 2011–2020 and assesses how DC plan participants’ experiences would have changed had DC TDFs made higher allocations to illiquid assets during this time. The results suggest the potential increase in returns may have been a missed opportunity. On August 22, 2023, the CRI will host a webinar with experts to discuss the study findings and the recent voluntary UK Mansion House Compact intended to boost allocations to unlisted equities by 2030.

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State Updates

  • View your state’s 2023 small business profile
  • January 2024 program data updated
  • View January 2024 monthly performance report
  • View comparison of key auto-IRA program metrics as of January 2024
  • View 2023 Program Amendment Guide

Upcoming State Board Meetings: IL: 3/21; VT: 4/12; ME: 4/17; NJ: 4/12; CT: 4/19; CA: 4/23; MD: 5/10; OR: 5/14; DE: 6/20

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CRI State Resources

2024 State Program & Legislative Activity Map
Click on the map below to view program information quick links (red shaded states)
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Source: Georgetown University’s Center for Retirement Initiatives
Pending legislative proposals in 2024

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